WORKING CAPITAL FOR ESTABLISHED U.S. BUSINESSES
For the business you're building

Business moves fast.
Move forward
with capital.

Working capital for the opportunities ahead. Explore term loans, lines of credit, and revenue-based financing with one straightforward application.

✓ Simple preparation✓ No obligation to accept
↗ Capital for business growth◷ A straightforward review process◎ Options for established businesses✓ Terms to review before you decide
Funding solutions

Your ambition.
A financing option to match.

Cover a gap, invest in equipment, or take on a bigger opportunity. Start with the financing that fits your purpose.

↗

Business term loans

A lump sum for a defined business investment, with a repayment schedule established in your offer.

  • Expansion and renovations
  • Equipment and major purchases
  • Planned growth projects
Explore term loans
↻

Business line of credit

Access available funds as needs arise. Revolving access depends on the approved product and its terms.

  • Manage cash flow gaps
  • Purchase inventory
  • Handle unexpected expenses
Explore a line of credit
≋

Revenue-based financing

Business financing evaluated around revenue and cash flow. Review the payment structure and total cost carefully.

  • Working capital needs
  • Seasonal business opportunities
  • Revenue-focused evaluation
Explore revenue-based financing
Put your capital to work

Real businesses.
Real reasons to grow.

Every business has a different next step. Explore a few ways working capital can support yours.

Keep your business moving

Ready for your next busy season.

Refresh your space, replace kitchen equipment, or stock up before demand picks up. Plan capital around the needs of your restaurant or hospitality business.

EquipmentInventoryRenovations
Put your plans in motion

Illustrative business uses. Product availability and eligibility are subject to review.

Know what comes next

Confidence starts
with a clearer process.

From your first application to your final decision, focus on the details that matter to your business.

01 / SIMPLE START

One application.
The full picture.

Share your business details and recent bank statements so your file can be evaluated together.

02 / INFORMED CHOICE

Understand the offer
before you commit.

Compare the funding amount, fees, total repayment, and payment schedule before signing.

03 / YOUR NEXT MOVE

Make a decision
that fits your plans.

Consider how the financing supports your goal and how the payments fit your cash flow.

Clarity at every step

Less guesswork.
More moving forward.

You know your business. A clear review process helps you understand what financing could work for it.

See where to start
01

Tell your business story.

Prepare your application and your three most recent business bank statements.

02

Review the full picture.

Eligibility and available options depend on revenue, time in business, credit, and underwriting.

03

Make an informed decision.

Review the amount, total cost, repayment frequency, and agreement before accepting an offer.

Start with the essentials

Big plans start
with a simple check.

Our starting criteria are designed for established businesses with consistent revenue. Final eligibility depends on a full review.

✓ At least 1 year in business✓ $20,000+ in monthly business revenue✓ An active business bank account✓ 3 most recent business bank statements
Good questions. Clear answers.

A little clarity
goes a long way.

What do I need to get started?

A completed business application and the three most recent business bank statements are the starting point. Additional documents may be requested during review.

Is this available for a new business?

The starting criteria are at least one year in business, $20,000 in monthly revenue, and an active business bank account. Startup businesses do not meet these initial criteria.

What rates and payments can I expect?

Rates, fees, funding amounts, payment frequency, and repayment terms depend on the product and underwriting. Review all costs and the complete agreement before deciding.

Is revenue-based financing a term loan?

Not necessarily. Revenue-based financing can be structured as a purchase of future receivables rather than a loan. The agreement determines the structure, obligations, and payment terms.

Will applying involve a credit check?

Any credit check is governed by the authorization in the application. Review it before signing and submitting.

Am I required to accept an offer?

No. Review the complete terms and decide whether the financing fits your business. Meeting initial criteria does not guarantee an approval.

You've got a business to grow.
Let's look at what's next.

Start my application